Top Ways To Save Money When You Are Hit By Unexpected Illness
Living with a long-term illness or disability can be anything but an easy road. If you were born with a specific condition, it may be all you’ve ever known. But if you have been in an accident or have suddenly become unwell, you may find that your whole life has been turned upside down. Aside from the initial shock and upset that has been caused, you probably look to the future fairly soon. A long-term illness or disability can change the whole direction of your life, and the path that ends up being carved out for you can be very different to the one you imagined.
One huge aspect of this is money, and our personal finances. Most of us are paying off a mortgage or are at least paying rent. Not being able to keep up with these repayments can have potentially devastating effects on both ourselves and our families. If you are the sole source of income for you and your children, this pressure is even greater. But, thankfully, there are ways you can get back on your feet financially, and ways you can save cash even if you are living with health problems.
Social Security Disability
If you become disabled or unable to work for health reasons, you may be entitled to claim Social Security Disability from the federal government. You can find out if you are eligible online and you can also apply on there too if you have been paying tax. The scheme runs for those of us who are unable to work due to medical condition that is expected to last for at least a year. If for whatever reason you are denied the SSD, you can appeal with the help of a disability law firm such as Chermol & Fishman.
Working from home
If your accident has left you unable to physically access your current workplace anymore, you may want to consider working from home. Many employers are now coming round to the idea of allowing their staff to telecommute thanks to the ease of modern communications. Raise this idea with your boss and see how they react – if you are a valued employee, they may agree. If this is not an option for your company, why not consider starting up your own business from home? Blogging, writing reviews, taking surveys and online trading are all other ways you can make cash from the comfort of your own home too.
Taking care of yourself
When something bad happens to us and we get ill, it can sometimes be tempting to loosen the grip on our healthy lifestyle. However, whilst the occasional treat is acceptable, you could actually save money on healthcare by taking better care of yourself. Overeating, heavy drinking and a lack of exercise will only lead to new health problems on top of what you already have. Eating well and keeping fit will mean you can avoid these issues, and you may also find that your current medical condition improves too.
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